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We all use Credit Cards and we all heard the stories where someones card is charged without their knowledge or permission.

Do you check your CC Statement regularly? Well you had better or you my find out that you have been a victim of Credit Card Fraud!!!

Did you sign up for something due to a phone call from a High Pressure Telemarketer?

My bank called me to ask about the charges recently made on my credit card. Running a business I make a bunch of charges all over the world, so for them to question them, something must be amiss. I’m sure they have a list that is used to throw a red flag when spotted on anyone’s account. I assume this list is made from past complaints.

I checked my monthly statement and low & Behold there where 2 charges I could not remember making, So I Googled the information and quickly found that I wasn’t alone and that many others where being charged without their knowledge or permission.

I told my Wife about the charges while typing this post, She explained that she received a phone call referring to saving hundreds on gas. So now I know  who was involved, However they charged my Business CC that she doesn’t even know the account number to! So how did they get that CC number? Its only in my name and only used by me!

Now that I have the information as to who is making these charges, I’m posting it here so that YOU can check to see if  your card has a similar charges on it. There may be a Class Action Suit against these scum bags that you may want to join in on if this has cost you any money.

Here’s the info to look for:

The charges on your CC statement will look like this:

DISC TRAVEL  $2.95     04565B

or

SMART SHOPPER   $2.95 04565B

The Dollar amount will very.

My Google search reveled this website http://800notes.com/Phone.aspx/1-888-538-4791

The website associated with the charges “According to the above web site” is http://www.autosavingsusa.com

Disc travel 800-440 $2.95,  is discount travel leisure 877-362-4620

If you find ANY charges on your CC  that you did not authorize, You should have your card canceled and file fraud charges against them. as well as report them to the BBB “Better Business Bureau”  right away!

Here is a post found at Complaints Board

“We received a phone call stating that the Credit Card Company was offering free gifts because of our good rating. We would receive some free stuff in the mail and then some brochures about their products. If we were interested we could sign up, if not then do nothing. They received no information from us about any debit or credit card number. A few days later debits starting appearing in our bank account Unlimited Blue Rate $3.50 and $49.90; Identity Protection $3.95 and $49.91; Financial Magazine $1.05. We called all these companies immediately and said we did not want anything from them and we wanted our money back. They at first said they would credit our account. When it didn’t happen in a couple of days, we called again. They then said they would send us a check. Nothing happened. We called again and got the run around for 2 days and then they said they would credit our account. That was a week ago and still nothing. Then other charges started coming out of our account: Direct Discount Club $1.00 and $29.95; Leisure Time Savings $1.00 and $2933. and Check Bill WAUS $1.05.

We got another call a week ago saying about the same thing. The person on the other end of the phone gave out the last four digits of one of our cards. He was asked where he got the card number. He said it was purchased from a company and then he hung up.

Is there not any way to stop this stealing? We can change our numbers but others will still be caught in the snare. The people calling do not take no for an answer.”

Now I cant say if they are scamming people or verify other peoples statements that they have been falsely charged, but if you look and see the amount of complaints about this company, then you have to wonder. I also would like to know WHO gave them my credit card number!!!??? This in itself should be against the law! And High Pressure Sales people should be lined up and flogged.

Please feel free to comment about this and any other CC fraud.

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